Estate Planning
A proper estate plan ensures you have control of the distribution of your possessions at death. Although none of us want to consider our own passing, having a plan for what happens benefits those closest to us. Clarion Financial Advisory Services will help you ensure that your possessions are passed on as you wish, and that minor children are being cared for by those chosen by you, rather than the state.
Financial Planning
Financial planning is an essential tool to plan for the future to offset both the ups and downs that life brings. The security of financial planning takes forethought and effort to create the desired stability for the desired long-term. At Clarion Financial Advisory Services, we are here to help you take control of your financial future. Together we can establish goals and set forth a plan that will help you achieve your financial stability. Topics of discussion to set goals may include education funds, investment options, and ,together, monitoring the progress of your goals.
Long-Term Care Planning
Long-term care planning ensures individuals have the assistance required to complete activities of daily living such as bathing, dressing, and eating. It also encompasses support services such as completing housework, shopping for groceries, and taking medication. Clarion Financial Advisory Services will help you consider these needs and develop a plan to ensure they are met.
Investment/Diversification Strategies
Having a strategy to approach your portfolio of investments and assets is crucial to obtain an effective portfolio. One of our board registered Financial Representatives will be able to assist you meet your financial goals through a diversified portfolio. Through diversification, Clarion Financial Advisory Services will be able to provide you with an assortment of investment products.
Retirement Planning
Planning for retirement is an essential part of the financial planning process. You want to make sure you can live comfortable when you do not have a steady salary to depend on. At Clarion Financial Advisory Services, our representatives are equipped with the necessary knowledge to help you plan for life after your career. They will help you identify sources of income you may have during retirement, estimate the expenses you may incur, and then help you develop a savings plan in order to afford the expenses and have income left over in your retirement years.
Disability Income Planning
No one wants to think they will become disabled in their lifetime, but it can happen to anyone. "Studies show that just over 1 in 4 of today's 20 year-olds will become disabled before reaching age 67" (http://www.ssa.gov/dibplan/index.htm). Many people rely on Social Security Benefits to cover their needs. Nowadays, you cannot rely on these benefits to cover everything. If you want to make sure you have a safety net to fall back on should this happen to you, our representatives are here to help. They can help you analyze your finances and develop a plan to start saving enough to cover expenses for a period a time.
Income Tax Planning
Finding the right resources to gain more information and to help plan around the tax issues can be very beneficial. The strategies and tax planning tips can be very beneficial during the stages of retirement to help ensure financial stability. Thorough and careful planning throughout the taxable year can assist you in reducing the amount of taxes you may pay. At Clarion Financial Advisory, we try to help you reach your financial goals through sound tax planning.
Insurance Planning
Throughout your career and up to your retirement, you have worked hard to build and accumulate your net worth. These assets need to be protected to maintain that net worth into the later years of retirement. It is also important to protect your health and family from the hardships of any untimely occurrences. Clarion Financial Advisory Services can help you identify the areas where you need protection the most.
A proper estate plan ensures you have control of the distribution of your possessions at death. Although none of us want to consider our own passing, having a plan for what happens benefits those closest to us. Clarion Financial Advisory Services will help you ensure that your possessions are passed on as you wish, and that minor children are being cared for by those chosen by you, rather than the state.
Financial Planning
Financial planning is an essential tool to plan for the future to offset both the ups and downs that life brings. The security of financial planning takes forethought and effort to create the desired stability for the desired long-term. At Clarion Financial Advisory Services, we are here to help you take control of your financial future. Together we can establish goals and set forth a plan that will help you achieve your financial stability. Topics of discussion to set goals may include education funds, investment options, and ,together, monitoring the progress of your goals.
Long-Term Care Planning
Long-term care planning ensures individuals have the assistance required to complete activities of daily living such as bathing, dressing, and eating. It also encompasses support services such as completing housework, shopping for groceries, and taking medication. Clarion Financial Advisory Services will help you consider these needs and develop a plan to ensure they are met.
Investment/Diversification Strategies
Having a strategy to approach your portfolio of investments and assets is crucial to obtain an effective portfolio. One of our board registered Financial Representatives will be able to assist you meet your financial goals through a diversified portfolio. Through diversification, Clarion Financial Advisory Services will be able to provide you with an assortment of investment products.
Retirement Planning
Planning for retirement is an essential part of the financial planning process. You want to make sure you can live comfortable when you do not have a steady salary to depend on. At Clarion Financial Advisory Services, our representatives are equipped with the necessary knowledge to help you plan for life after your career. They will help you identify sources of income you may have during retirement, estimate the expenses you may incur, and then help you develop a savings plan in order to afford the expenses and have income left over in your retirement years.
Disability Income Planning
No one wants to think they will become disabled in their lifetime, but it can happen to anyone. "Studies show that just over 1 in 4 of today's 20 year-olds will become disabled before reaching age 67" (http://www.ssa.gov/dibplan/index.htm). Many people rely on Social Security Benefits to cover their needs. Nowadays, you cannot rely on these benefits to cover everything. If you want to make sure you have a safety net to fall back on should this happen to you, our representatives are here to help. They can help you analyze your finances and develop a plan to start saving enough to cover expenses for a period a time.
Income Tax Planning
Finding the right resources to gain more information and to help plan around the tax issues can be very beneficial. The strategies and tax planning tips can be very beneficial during the stages of retirement to help ensure financial stability. Thorough and careful planning throughout the taxable year can assist you in reducing the amount of taxes you may pay. At Clarion Financial Advisory, we try to help you reach your financial goals through sound tax planning.
Insurance Planning
Throughout your career and up to your retirement, you have worked hard to build and accumulate your net worth. These assets need to be protected to maintain that net worth into the later years of retirement. It is also important to protect your health and family from the hardships of any untimely occurrences. Clarion Financial Advisory Services can help you identify the areas where you need protection the most.